We’ve got you covered
Need proof of insurance?
Are you an independent contractor and need to show proof of coverage? We give you unlimited certificates of insurance, free of charge. We can get you proof and get you back to work.
Give yourself peace of mind
People trip and accidents happen. We can protect you so you can rest easy and get back to the things that really matter.
Simple monthly payments
No need to pay a large sum up front for annual coverage. Balance your budget with simple monthly payments at no extra charge.
Optional $100,000 limit
Optional $250,000 limit
Optional $1,000,000 limit
All plans include Professional &
General Liability coverage
- Injury to your clientYour client tears their ACL during a session, and they sue you for $100,000. We’ll cover it.
- Unhappy clientsYour client doesn’t meet their fitness goals and blames you. They sue you for $75,000 for not providing the level of service that is expected of a personal trainer. We’ll cover it.
- Sexual misconductYour client sues you for touching them inappropriately during a session, even though you absolutely didn’t. As a result, you incur $50,000 in legal costs to defend yourself. We’ll cover it.
- Harmful dietary adviceYou recommend a protein powder that causes an allergic reaction, and your client spends the night in the ER. They ask you to pay the $3,000 medical bill. If you purchased the optional coverage, we’ll cover it.
This is a brief summary of your policy and does not supersede the policy documents. If you want full details, please call us.
Got questions? We’ve got answers
How do I get a Certificate of Insurance?
We give you unlimited certificates of insurance, free of charge. Once you've purchased a policy, Click Here to input the details of your gym or studio. We'll get you your certificate as soon as your policy is ready, within one business day.
Do I have to pay the entire annual premium now?
No, to make it easier on your budget we allow you to make monthly payments.
Who is Next Insurance?
We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.
What our customers say about us
What made me choose [Next] was the convenience of being able to do it online and how quick it was - at the time I had less than 24 hours to get something over to the facility where I was going to be teaching. It’s really cool that you guys can make that turnaround so quick. And the price was very reasonable, too! Working with you was very professional and you were extremely helpful.
You guys have been wonderful, I really appreciate it. The last time I called, all of my questions were answered, I got exactly what I needed, and you guys are wonderful.
Let us help protect you.
Get a quote and purchase insurance coverage online within minutes.
Welcome AFAA Members