Home Daycare Insurance

Lift Your Business to Greater Heights

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Insurance Should Be:



Buy your policy 100% online in minutes, whenever and wherever you choose



Pay monthly, with amazing prices and absolutely no extra fees



Your home daycare insurance coverage is designed to meet your needs

Move Your Business Forward

Move Your Business Forward

Show the next parent who comes in to check your daycare out that you carry home daycare insurance by quickly downloading our Certificate of Insurance online, for free, whenever you need it. So don't worry if a child tears or decorates it, you can easily get another!

Focus on Your Goals

Focus on Your Goals

Go ahead and consider taking on more kids, or more hours; we've got your home daycare insurance covered, so you can work on what matters to you: your business. You can even cancel instantly, online, anytime.

Simple Monthly Payments

Simple Monthly Payments

Cash flow trouble? Our payment plans allow you to pay your home daycare insurance premium on a monthly basis so you can keep your business running and insured at the same time. Of course, we don't charge any extra fees if you choose that option.

Home Daycare Insurance Coverage Plans


Starting at $31 per month

$100,000 limit
$0 deductible

Includes $250,000 Accident & Health coverage
Includes Abuse and Molestation supplement


Starting at $43 per month

$1,000,000 limit
$0 deductible

Includes $250,000 Accident & Health coverage
Includes Abuse and Molestation supplement

All plans include Professional and General Liability coverage

  • Bodily Injury

    A child in your care falls off a swing set and breaks their leg. Their parent sues you for the cost of their care.

  • Dissatisfied Clients

    A parent sues you for not spending enough time with their child, alleging it resulted in developmental delays.

  • Major Injuries

    A child becomes disabled via an unforeseeable accident. The parents sue you for the full cost of the medical care and all associated expenses.

This is a brief summary of your policy and does not supersede the policy documents. If you want full details, please call us.

Got questions? We've got answers.

Do I have to pay the entire annual premium now?
No, to make it easier on your budget we allow you to make monthly payments
How do I get a Certificate of Insurance?
We provide you unlimited certificates of insurance, free of charge. Once you've purchased a policy, log in to our website to get proof of insurance or add an Additional Insured. In most cases, you'll get your certificate within minutes. Otherwise, we'll email it within one business day.
Who is Next Insurance?
We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.
What is the American Federation of Daily-Care Services, Inc. (AFDS)?
AFDS is a risk purchasing group providing quarterly loss control materials to in-home daycare providers. AFDS charges a $60.00 membership fee. When applying through Next Insurance, the membership fee is included in the price shown.

Who Trusts Us?
Small Businesses Like You

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