We’ve got you covered
Need proof of insurance?
Are you an independant contractor and need to show proof of coverage? We give you unlimited certificates of insurance, free of charge. We can get you proof and get you back to work.
Give yourself peace of mind
People trip and accidents happen. We can protect you so you can rest easy and get back to the things that really matter.
Simple monthly payments
No need to pay a large sum up front for annual coverage. Balance your budget with simple monthly payments at no extra charge.
$500 – $1,500 deductible
$0 – $500 deductible
All plans include General Liability coverage
Bodily injurySomeone trips over your tools and breaks their leg
Property damageYou drop heavy duty equipment inside your client’s house and damage their hardwood floor
Medical paymentsSomeone gets injured at your work site and asks you to pay for $1,000 in medical expenses instead of suing you
Advertising harmSomeone sues you for improper use of images in your advertising
Libel, slander and defamationAn employee bad-mouths a client on Facebook and the client sues you
Court and legal feesYou need an attorney to defend against a lawsuit even if you did nothing wrong
This is a brief summary of your policy and does not supersede the policy documents. If you want full details, please call us.
Got questions? We’ve got answers
How do I get a Certificate of Insurance?
We give you unlimited certificates of insurance, free of charge. Once you've purchased a policy, Click Here to input the details of your general contractor, owner, or lessee. We'll get you your certificate as soon as your policy is ready, within one business day.
Do I have to pay the entire annual premium now?
No, to make it easier on your budget we allow you to make monthly payments.
Who is Next Insurance?
We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.
Let us help protect you.
Get a quote and purchase insurance coverage online within minutes.