If you don’t see your specific type of work among the contractors we cover, we recommend filling out the general contractor quote application to see if the type of work you do is included in the application there. If not, we unfortunately won’t be able to insure your business at this time. We are, however, working on adding many more types of business as quickly as possible. So feel free to check back soon!
Yes. If you subcontract out all of your work, please apply for a general contractor policy.
Yes! As long as all of the work you do as a contractor fits within the bounds of the policy you purchase, you’re covered to work for up to 10 clients and/or job sites.
The damage to rented premises limit is $100,000 for all policies.
This provides coverage for premises rented to you for conducting your business. For example, your rented office space would be considered rented premises.
We use the term “standalone” to describe an operation not done as part of a larger project. If that operation is the sole purpose of the job, it would be considered a standalone. For instance, if you move a fridge as part of a kitchen renovation, that’s not a standalone. If your only job is to move that fridge, that is a standalone project.
Your personal and advertising injury limit is the same as your per occurrence limit. The details of your policy are always available to policyholders through the customer portal.