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Wondering about the cost of handyman liability insurance? You’ve come to the right place. Your cost for insurance will be based on a variety of factors, including how big your business is, how many employees you have (if any) and the exact type of work you do for your customers. Costs can be very different between businesses that might look the same, but let’s look at some specifics to give you a sense of the type of expense you might be looking at.
Remember that with Next Insurance, you can pay for your handyman insurance monthly at no extra cost, and that we charge absolutely no extra fees–for proof of insurance, or anything else. We also offer you a choice of three levels of coverage, so you can choose the right insurance for your business.
These are just examples of the costs some of our handyman customers pay for their insurance. To find out how much your handyman insurance would cost, get a free quote now, and buy your policy online in just a few minutes.
General liability insurance protects handymen who are working from certain types of costs. These include claims related to:
Given that you’re constantly working in different customers’ homes, general liability coverage is important for making sure your business is covered, no matter waht happens. Handyman insurance pays legal costs, medical expenses, and more.
General Liability Insurance Policies for Handymen:
Professional Liability insurance relates to the work that you do, specifically as a handyman. While General Lability covers accidents including catastrophic accidents that could happen to anyone in any business, Professional Liability insurance covers you if you don’t do your job properly–if an appliance wasn’t installed right, a job wasn’t finished, or a sink you fixed breaks. It’s important for people who are considered experts in their field. Everyone makes mistakes, and handyman professional liability coverage makes sure a mistake doesn’t wind up costing your business money. These claims are generally smaller than General Liability claims, so our packages and pricing reflect that fact, with lower limits and coverage included within the larger policy. All of our policies also include Products Completed coverage, so even claims made after the work is done are included.
Professional Liability is included in the Pro and Pro Plus plans, which start at $30/month. It’s not available as a standalone policy and can only be purchased as part of a Pro or Pro Plus policy.
Professional Liability Insurance for Handymen:
Here at Next Insurance, we want to sell handyman one insurance product that’s going to serve your business: handyman insurance. You don’t need to spend your time understanding the difference between different types of insurance, so we’ve combined them into an integrated package to offer the coverage you need.
When you have handyman insurance and need to make a claim, you don’t care what category of insurance it falls under: you just want it to be paid, and paid fast. When you have a Pro or Pro plus policy with Next Insurance and something happens, we can look at your claim and work to get it resolved fast, without worrying about if something is connected to the general liability or professional liability part of your policy. It makes your life easier and makes our claims process way, way easier.
starting from $29 per month
$300,000 aggregate limit
Not includedBuy My Policy
$1,000,000 aggregate limit
$25,000 aggregate limit
$2,000,000 aggregate limit
$50,000 aggregate limit