Home › Costs and Coverage for Your Flooring Installer Insurance
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Wondering about the cost of handyman liability insurance? You’ve come to the right place. Your cost for insurance will be based on a variety of factors, including how big your business is, how many employees you have (if any) and the exact type of work you do for your customers. Costs can be very different between businesses that might look the same, but let’s look at some specifics to give you a sense of the type of expense you might be looking at.
Remember that with Next Insurance, you can pay for your handyman insurance monthly at no extra cost, and that we charge absolutely no extra fees-for proof of insurance, or anything else. We also offer you a choice of three levels of coverage, so you can choose the right insurance for your business.
These are just examples of the costs some of our handyman customers pay for their insurance. To find out how much your handyman insurance would cost, get a free quote now, and buy your policy online in just a few minutes.
General liability insurance for flooring installation costs most of our customers between $350-$539 annually, or $29-$45 per month.
General liability insurance for flooring installers can help to protect you from certain kinds of costs. These expenses could include claims related to:
Having flooring installation general liability insurance could protect you from the cost of paying medical fees if your assistant drops a stone tile on someone’s foot. It also could save you from having to pay to fix a client’s walls if you accidentally scratch them with your tools, or cover damages in case someone sues you for using a photo of their new bathroom tiles in your advertising, without their permission.
General liability is insurance we recommend to most professionals, and it’s especially relevant for contractors such as flooring professionals, who are often working out of their customers’ homes or offices. It can include legal expenses, medical costs, and more.
We offer professional liability insurance for flooring installers as part of our Pro and Pro Plus plans, which are priced from $29/month. Professional liability insurance for flooring installation is different than general liability insurance for flooring installation.
Professional liability insurance relates to cases where you are accused of completing work in an unsatisfactory manner. Even though you always do your best, sometimes you get a client who isn’t satisfied. It could be that they think you didn’t lay the flooring smoothly enough, or that you chose the wrong material for that floor.
These claims mainly require your work to be redone, which means they are often less expensive than general liability claims. As a result, professional liability flooring installation insurance premiums cost less than your flooring installation general liability insurance premiums.
We know that it can be confusing to figure out what insurance a flooring installer needs, and what the difference is between different types of insurance. That’s why we offer a package product that’s tailored to your needs. That way, in case of a claim, you don’t need to worry about technical insurance details; you can simply make your claim and get on your way. It’s one more way we aim to make your life a little bit simpler.
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