Personal Trainer Insurance – Frequently Asked Questions

Where am I covered to train with this policy?

The policy goes wherever you go in the U.S., with the exception of your own home or a location where you are the primary leaseholder. Therefore, if you train at multiple gyms your policy will cover you at all of those locations.

Do you cover online training? Other companies I have looked at cover online training as well.

Yes, our personal trainer policy does cover most forms of online training. In order to assess whether or not your model of online training is eligible for coverage on our policies, please call us at 855-222-5919 or email us at Hello@next-insurance.com.

Do I need to get a personal training certificate to get insurance?

Yes, you must be certified or have a 4+ year degree in a health & fitness related field to be eligible for this insurance.

I need a certificate of insurance. How do I get it, and does it cost extra?

Our certificates of insurance are easy to obtain and free of charge! To generate a certificate, go to www.next-insurance.com and use the “Proof of Insurance” button in the top right corner. Once you log in using your email and zip code, you will be sent a verification code that will then allow you two options, a general-use certificate or a certificate listing a gym or studio. Choose the second option, enter the name and address, and the document will be delivered in a matter of seconds!

Is the policy good if I teach at multiple gyms?

Yes, your policy covers you for as many locations as necessary.

Does this insurance cover me anywhere in the U.S.? What about internationally?

This policy covers you wherever you go in the United States. You are also covered in Canada and Puerto Rico, but you must permanently reside in the U.S. to purchase this policy.

What does the policy cover?

This policy covers General and Professional Liability.

I’m a yoga teacher but the policy says personal trainer, did I purchase the right policy?

Yes, you did purchase the correct policy. “Personal trainer” is a generic term that encompasses a variety of health & fitness disciplines. Yoga and Pilates are included.

I’m a [bootcamp/TRX/group fitness] instructor but the policy says personal trainer. Did I purchase the right policy?

Yes, you did purchase the correct policy. “Personal trainer” is a generic term that encompasses a variety of health & fitness disciplines, including most group fitness, bootcamp, kickboxing and other exercise classes.

I need to add my gym as an additional insured. How do I do this?

To add your gym as an additional insured, go to www.next-insurance.com and use the “Proof of Insurance” button in the top right corner. Once you log in using your email and zip code, you will be sent a verification code that will then allow you two options, a general-use certificate or a certificate listing a gym or studio. Choose the second option, enter the name and address, and the document will be delivered in a matter of seconds!