We’ve got you covered

Need proof of insurance?

Show your next homeowner or general contractor that you carry insurance by quickly downloading our Certificate of Insurance online. You can even add either one as an Additional Insured before you download it.

Give yourself peace of mind

Don’t worry about all the possible rainy day scenarios, know that Next Insurance has you covered so you can go about running your business.

Simple monthly payments

Cash strapped? Our monthly payment plans allow you to pay your premium on a monthly basis so you can keep your business running and insured at the same time. Your policy is also cancelable at any time with a prorated refund.

Coverage plans

$300,000 limit
$300,000 aggregate

$500 – $1,500 deductible

$1,000,000 limit
$1,000,000 aggregate

$500 deductible

Pro Plus
$1,000,000 limit
$2,000,000 aggregate

$0 – $500 deductible

All plans include General Liability coverage

  • Bodily injury
    Your client trips over the edge of your dropcloth and hurts themself.
  • Medical payments
    Same client asks you to pay for their medical expenses, rather than pursue a lawsuit. These may be paid regardless of fault.
  • Property damage
    While moving your ladder, you accidentally break the chandelier.
  • Advertising harm
    A client sues you for using images of his home in advertising without prior consent.
  • Libel or slander
    An employee paints your client in an unflattering light to the waitress while out to lunch at the local cafe. The discussion gets back to your client and he
  • Legal fees
    The legal fees to defend against a lawsuit brought against your painting business, even if you aren’t to blame.
This is a brief summary of your policy and does not supersede the policy documents. If you want full details, please call us.

Got questions? We’ve got answers

How do I get a Certificate of Insurance?

We give you unlimited certificates of insurance, free of charge. Once you've purchased a policy, Click Here to input the details of your general contractor, owner, or lessee. We'll get you your certificate as soon as your policy is ready, within one business day.

Do I have to pay the entire annual premium now?

No, to make it easier on your budget we allow you to make monthly payments.

Who is Next Insurance?

We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.

Let us help protect you.

Get a quote and purchase insurance coverage online within minutes.

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