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Insurance For Contractors

Lift your business to greater heights

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General Liability insurance for contractors

Let your business soar

Let your business soar

Have the confidence to pursue the next big job with the security of small business insurance created just for contractors.

Focus on your business

Focus on your business

Don’t let buying insurance distract you from the core part of your business - being a contractor. Get insurance that has been vetted by thousands of other contractors just like you.

Keep your business running

Keep your business running

Don’t worry about paying for an annual premium. Our flexible plans let you pay monthly for no additional cost.

Coverage plans


General Liability

$300,000 limit
$300,000 aggregate
$500 – $1,500 deductible


Most popular

General Liability

$1,000,000 limit
$1,000,000 aggregate
$500 deductible

Pro Plus

General Liability

$1,000,000 limit
$2,000,000 aggregate
$0 – $500 deductible

All plans include General Liability coverage

  • Bodily injury

    This coverage kicks in when there is a physical injury to a third party on your job.

  • Personal injury

    Applicable to cases of libel, slander, and/or defamation, as well as copyright infringement or advertising injury.

  • Property damage

    Covers the physical property where you work in case any damage occurs.

This is a brief summary of your policy and does not supersede the policy documents. If you want full details, please call us.

Got questions? We’ve got answers

Do I have to pay the entire annual premium now?
No, to make it easier on your budget we allow you to make monthly payments. Of course, there's no extra fee for paying monthly.
How do I get a Certificate of Insurance?
We provide you unlimited certificates of insurance, free of charge. Once you've purchased a policy, log in to our website to get proof of insurance or add an Additional Insured. In most cases, you'll get your certificate within minutes. Otherwise, we'll email it within one business day.
Who is Next Insurance?
We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.

Who Trusts Us?
Small Businesses Like You

So far the best…. Only been with Next insurance a couple of weeks now… A lot more affordable then most insurance company so glad I chose Next insurance…. Thank you so much for helping me in keeping my business going


Was able to get affordable insurance (more then I needed), with proof of coverage (as fast as i needed), with great customer service and follow up on inspection. Good Job Next Insurance!

Stephen Q.

GREAT customer service!! needed general liability insurance to accommodate a new client and bring my business to the next level. NEXT took care of everything for me. They even emailed my client a copy.

Ron H.

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