Does the equipment coverage also apply to rented equipment?
Yes, the equipment coverage policy applies to both rented and owned equipment.
I need to add a client/venue as an additional insured. How do I do this?
To add a venue or client as an additional insured, go to www.next-insurance.com and use the “Proof of Insurance” button in the top right corner. Once you log in using your email and zip code, you will be sent a verification code that will then allow you two options, a general-use certificate or a certificate listing a client or venue. Choose the second option, enter the name and address, and the document will be delivered in a matter of seconds!
I only need insurance for one day. Can I get a quote for short-term insurance?
Our policies are written on an annual basis. Unfortunately we do not have any shorter term insurance options available at this time.
I own over $25,000 of equipment. Can I still purchase equipment coverage?
Unfortunately, at this time our equipment coverage is unable to accommodate photographers with more than $25,000 worth of gear total.
I’m a videographer. Does your coverage apply to me?
Yes, videographers are also covered under the photography policy.
Is the equipment coverage limit for replacement cost or actual cash value?
The equipment will be covered for the replacement cost after a $500 deductible.
What does this photographer’s insurance policy cover?
The optional equipment coverage will follow you anywhere you go in the world.
Why would I buy photography insurance? Won’t my homeowner’s insurance cover it if I add a rider?
In some instances, your camera equipment may be covered by your homeowner’s insurance. However, typically any business operations are excluded from homeowner’s insurance, so it would be best to check with your carrier before deciding not to purchase Photographer insurance for General Liability and equipment coverage.
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Issuance of coverage is subject to underwriting. Not available in all states.
Please see the policy for full terms, conditions and exclusions.
Coverage is dependent on actual facts and circumstances giving rise to a claim.
Next Insurance Inc. is an insurance agency licensed to sell property-casualty insurance products and
receives compensation from insurance companies for such sales.
Policy obligations are the sole responsibility of the issuing insurance company.
Refer to Legal Notices section for additional
Next Insurance, Inc. does business as Next Online Insurance Services in California, Michigan, Minnesota, North Carolina, and Texas
and as Next Insurance Services, in New York, North Dakota, and Virginia.