I investigate several professional liability insurance companies, including 2 with discounts for members of my certifying organization. No other company came close to offering the high coverage- low price of nextinsurance. Matching the great product deal for me was the very attentive customer service.
Insurance should be:
Simple
Buy your policy 100% online in minutes, whenever and wherever you choose
Affordable
Pay monthly, with amazing prices and absolutely no extra fees
Tailored
Your business insurance coverage is designed to meet your needs
Need Proof of Cosmetology Insurance?
Show your next customer that you carry cosmetology liability insurance by quickly emailing your Live Certificate of insurance online, anytime you like. You can even add anywhere you work as an Additional Insured before you send it with no fees, ever.
Add an Additional Insured
Go ahead and book that big job, or think about expanding into the next county; we've got your professional cosmetologist insurance covered, so you can work on what matters to you: your business. And you can always cancel instantly online anytime you're not satisfied.
Simple Monthly Payments
Cash flow trouble? Our payment plans allow you to pay your professional liability insurance for cosmetologists' premium on a monthly basis so you can keep your business running and insured at the same time. Of course, we don't charge any extra fees if you choose that option.
Cosmetologist Insurance Coverage Plans
Starting at $17 per month
Basic
General and Professional Liability
$500,000 limit
$500,000 aggregate
$0 deductible
Pro
General and Professional Liability
$1,000,000 limit
$1,000,000 aggregate
$0 deductible
Pro Plus
General and Professional Liability
$1,000,000 limit
$2,000,000 aggregate
$0 deductible
All plans include General Liability and limited Professional Liability coverage
-
Bodily Injury
A client running late for an appointment literally runs in, and falls right on her face, requiring a trip to the ER and several follow-up visits.
-
Medical Payments
While bleaching a client's hair, you accidentally leave the product on too long and burns her scalp. She goes to the emergency room and sues.
-
Property Damage
The bleach you were using on a client accidentally spills and damages her clothes. She sues you for thousands of dollars to replace the items that were damaged.
-
Advertising Harm
In trying to get new customers, you place an ad in the local paper and unknowingly copy a design similar to a competitor, leading your competitor to sue.
This is a brief summary of your policy and does not supersede the policy documents. If you want full details, please call us.
Got questions? We've got answers.
Who is Next Insurance?
We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.
How do I get a Certificate of Insurance?
We provide you unlimited certificates of insurance, free of charge. Once you've purchased a policy, log in to our website to get proof of insurance or add an Additional Insured. In most cases, you'll get your certificate within minutes. Otherwise, we'll email it within one business day.
Do I have to pay the entire annual premium now?
No, to make it easier on your budget we allow you to make monthly payments. Of course, there's no extra fee for paying monthly.
