Professional Photographer Insurance

Lift Your Business to Greater Heights

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Insurance Should Be:



Buy your policy 100% online in minutes, whenever and wherever you choose



Pay monthly, with amazing prices and absolutely no extra fees



Your business insurance coverage is designed to meet your needs

Move Your Business Forward

Move Your Business Forward

Show your next client that you carry professional photographer insurance by quickly downloading our Certificate of Insurance online. You can even add a new business or client you're working for as Additional Insured before you download. And there are no extra fees, ever.

Focus on Your Goals

Focus on Your Goals

Go ahead and book that big wedding, or think about expanding into the next county; we've got your liability insurance for photographers covered, so you can work on what matters to you: your business. You can even cancel instantly, online, anytime.

Simple Monthly Payments

Simple Monthly Payments

Cash flow trouble? Our payment plans allow you to pay your professional photographer liability and camera insurance premium on a monthly basis so you can keep your business running and insured at the same time. Of course, we don't charge any extra fees if you choose that option.

Photographer Insurance Coverage Plans

Starting at $21 per month


General Liability

$1,000,000 limit
$0 deductible

Pro Plus

Most popular

General Liability

$1,000,000 limit
$0 deductible

Includes $25,000 Equipment Protection with $500 deductible

All plans include General Liability coverage; Pro Plus also includes Equipment coverage

  • Equipment Protection (Pro Plus only)

    You drop your zoom lens while shooting on location and it cracks. We cover the replacement value, or the current cost to replace the lens.

  • Bodily Injury

    Your light stand falls and injures your client during a photo shoot. Your client sues you.

  • Property Damage

    You accidentally spill coffee on an expensive rug while shooting family portraits in your client’s home. They sue you for damages.

  • Advertising Claims

    You share client photos online to promote your work after getting written permission from every client. One client doesn’t like the photo you shared and sues you for violation of privacy.

This is a brief summary of your policy and does not supersede the policy documents. If you want full details, please call us.

Got questions? We've got answers.

Do I have to pay the entire annual premium now?
No, to make it easier on your budget we allow you to make monthly payments
How do I get a Certificate of Insurance?
We provide you unlimited certificates of insurance, free of charge. Once you've purchased a policy, log in to our website to get proof of insurance or add an Additional Insured. In most cases, you'll get your certificate within minutes. Otherwise, we'll email it within one business day.
Who is Next Insurance?
We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.

Who Trusts Us?
Small Businesses Like You

Rated 4.2 out of 5 stars, based on 6 reviews. View all

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