HVAC Work Insurance

Lift Your Business to Greater Heights

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Insurance Should Be:

Simple

Simple

Buy your policy 100% online in minutes, whenever and wherever you choose

Affordable

Affordable

Pay monthly, with amazing prices and absolutely no extra fees

Tailored

Tailored

Your HVAC work insurance coverage is designed to meet your needs

Move Your Business Forward

Move Your Business Forward

Show your next customer that you carry HVAC work insurance by quickly downloading our Certificate of Insurance online. You can even add customers as an Additional Insured before you download it with no fees, ever.

Focus on Your Goals

Focus on Your Goals

Go ahead and book that big job, or think about expanding into the next county; we've got your HVAC work insurance covered, so you can work on what matters to you: your business. You can even cancel instantly, online, anytime.

Simple Monthly Payments

Simple Monthly Payments

Cash flow trouble? Our payment plans allow you to pay your HVAC work insurance premium on a monthly basis so you can keep your business running and insured at the same time. Of course, we don't charge any extra fees if you choose that option.

HVAC Work Insurance Coverage Plans

Basic

$300,000 limit
$300,000 aggregate

$500 - $1,500 deductible

Pro

$1,000,000 limit
$1,000,000 aggregate

$500 deductible

Pro Plus

$1,000,000 limit
$2,000,000 aggregate

$0 - $500 deductible

All plans include General Liability coverage

  • Property Damage

    While working on an outdoor HVAC unit, you accidentally damage the client’s fence. Your client sues you. We’ll cover you.

  • Products Completed

    A former customer’s air conditioning goes out during a record heat wave. Unfortunately, they blame you, and they’re unhappy enough to sue. Even though it happened years ago, we’ll cover you.

  • Advertising Harm

    Your new advertising campaign has a very similar headline to a competitor’s. They sue you for advertising harm. We’ll cover you.

This is a brief summary of your policy and does not supersede the policy documents. If you want full details, please call us.

Got questions? We've got answers.

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Do I have to pay the entire annual premium now?
No, to make it easier on your budget we allow you to make monthly payments
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How do I get a Certificate of Insurance?
We provide you unlimited certificates of insurance, free of charge. Once you've purchased a policy, log in to our website to get proof of insurance or add an Additional Insured. In most cases, you'll get your certificate within minutes. Otherwise, we'll email it within one business day.
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Who is Next Insurance?
We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.

Who Trusts Us?
Small Businesses Like You

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