Insurance For General Contractors

Lift your business to greater heights

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Not all insurance is created equal

Easy

Easy

Answer a few simple questions to get a quote and purchase in minutes

Affordable

Affordable

We use innovation & technology to cut costs without cutting coverage

Transparent

Transparent

A single all-inclusive price with no additional fees and no fine print

Differentiate yourself with proof of insurance

Differentiate yourself with proof of insurance

Trying to win jobs against immense competition? Differentiate your business by showing that you have insurance. Download and print Certificates of Insurance from our website - free of charge. Print or email your certificate to potential customers.

Add the homeowner as an Additional Insured

Add the homeowner as an Additional Insured

Should a homeowner ever ask, you can add them as an Additional Insured instantly online at no additional charge.

Easy monthly payments

Easy monthly payments

Paying for your insurance policy doesn’t have to be stressful. Choose to pay on a monthly basis so you don’t have to come up with a big payment at one time.

Coverage plans

Basic

General Liability
$300,000 limit
$300,000 aggregate
$0 deductible

Professional Liability
Not included

Pro

Most popular

General Liability
$1,000,000 limit
$1,000,000 aggregate
$0 deductible

Professional Liability
$10000 limit
$20000 aggregate
$500 deductible

Pro Plus

General Liability
$1,000,000 limit
$2,000,000 aggregate
$0 deductible

Professional Liability
$25000 limit
$50000 aggregate
$500 deductible

All plans include General Liability coverage

  • Bodily injury

    A client trips over your toolbox while you’re on a job and sues you for negligence. We’ll cover it.

  • Property damage

    You drop your hammer and cause a big dent in the hardwood floor. We’ll cover it.

  • Medical payments

    We’ll cover medical claims for any accidents that happen on the job.

  • Libel, slander, and defamation

    You make fun of another general contractor service in town and someone overhears. It gets back to that competitor and they sue you for defamation. We’ll cover the legal fees.

This is a brief summary of your policy and does not supersede the policy documents. If you want full details, please call us.

Got questions? We've got answers

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Do I have to pay the entire annual premium now?
No, to make it easier on your budget we allow you to make monthly payments
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How do I get a Certificate of Insurance?
We provide you unlimited certificates of insurance, free of charge. Once you've purchased a policy, log in to our website to get proof of insurance or add an Additional Insured. In most cases, you'll get your certificate within minutes. Otherwise, we'll email it within one business day.
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Who is Next Insurance?
We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.

Who Trusts Us?
Small Businesses Like You

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Let us help you thrive

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