Professional Beauty Insurance

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General and Professional Liability Insurance for Beauty Professionals

Beauty Insurance That's Simple

Beauty Insurance That's Simple

You can buy your beauty therapist insurance in just a few minutes, completely online. It's available 24/7, and there are no phone calls, faxes or emails needed to get your coverage.

Affordable Beauty Insurance For You

Affordable Beauty Insurance For You

We know cash flow can be a challenge, so your beauty business insurance can be paid monthly, with no extra fees if you choose that option. All policies have $0 deductibles, too, so you don't have to worry about sudden expenses.

Insurance Tailored to Your Needs

Insurance Tailored to Your Needs

Your beauty public liability insurance is specifically tailored to your needs, offering you all the coverage you need, with no extras you don't need. There's no reason to pay more for coverage than you need.

Beauty Insurance Coverage Plans

Basic

General and Professional Liability*

$500,000 limit
$500,000 aggregate
$0 deductible

Pro

Most popular

General and Professional Liability*

$1,000,000 limit
$1,000,000 aggregate
$0 deductible

Pro Plus

General and Professional Liability*

$1,000,000 limit
$2,000,000 aggregate
$0 deductible

*Professional Liability coverage applies only to claims related to bodily injury or property damage

All plans include General and limited Professional Liability coverage

  • Bodily Injury

    This beauty insurance coverage kicks in when there is a physical injury to a third party on your job. For instance, this could be someone who walks into your salon to check your prices, falls on a wet floor and breaks an ankle.

  • Property Damage

    This insurance for beauty professionals coverage is relevant when there is an injury to property related to your work. This could be a floor where you rent salon space being damaged by bleach or nail polish, or accidentally breaking a mirror while cutting hair.

  • Medical Payments

    This coverage helps when a third party physically injured asks you to cover medical costs instead of suing. This could include a trip to the ER for stitches, bandages for a sprained muscle, or other injuries.

This is a brief summary of your policy and does not supersede the policy documents. If you want full details, please call us.

Got Questions? We've Got Answers

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Do I have to pay the entire annual premium now?
No, to make it easier on your budget we allow you to make monthly payments
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How do I get a Certificate of Insurance?
We provide you unlimited certificates of insurance, free of charge. Once you've purchased a policy, log in to our website to get proof of insurance or add an Additional Insured. In most cases, you'll get your certificate within minutes. Otherwise, we'll email it within one business day.
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Who is Next Insurance?
We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.

Who Trusts Us?
Small Businesses Like You

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