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Contractors Insurance

Lift Your Business to Greater Heights

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Contractor's Insurance

Move Your Business Forward

Move Your Business Forward

Prove that you carry contractor's insurance by quickly downloading our Certificate of Insurance online. You can even add a new project you're working on as an Additional Insured before you download. And there are no extra fees, ever.

Focus on Your Business

Focus on Your Business

Move ahead with your plans for expanding your contractor business, whatever that means to you. We've got your contractor's insurance covered, so you can work on what matters to you: your business. You can even cancel instantly, online, anytime.

Simple Monthly Payments

Simple Monthly Payments

Our monthly payment plans are the same price as our annual plans. They allow you to easily manage your cash flow and cover your contractor's insurance at the same time. Grow with confidence.

Contractor's Insurance Coverage Plans

Basic

General Liability

$300,000 limit
$300,000 aggregate
$500 – $1,500 deductible

Pro

Most popular

General Liability

$1,000,000 limit
$1,000,000 aggregate
$500 deductible

Pro Plus

General Liability

$1,000,000 limit
$2,000,000 aggregate
$0 – $500 deductible

All plans include General Liability coverage

  • Bodily Injury

    This coverage kicks in when there is a physical injury to a third party on your job.

  • Personal Injury

    Applicable to cases of libel, slander, and/or defamation, as well as copyright infringement or advertising injury.

  • Property Damage

    Covers the physical property where you work in case any damage occurs.

  • Product Completed

    Covers your work in case of a lawsuit, even years after you've finished.

This is a brief summary of your policy and does not supersede the policy documents. If you want full details, please call us.

Got questions? We’ve got answers

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Do I have to pay the entire annual premium now?
No, to make it easier on your budget we allow you to make monthly payments. Of course, there's no extra fee for paying monthly.
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How do I get a Certificate of Insurance?
We provide you unlimited certificates of insurance, free of charge. Once you've purchased a policy, log in to our website to get proof of insurance or add an Additional Insured. In most cases, you'll get your certificate within minutes. Otherwise, we'll email it within one business day.
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Who is Next Insurance?
We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.

Who Trusts Us?
Small Businesses Like You

Rated 4.8 out of 5 stars, based on 220 reviews. View all

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