Insurance for Excavation And Grading Workers

Lift your business to greater heights

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Not all insurance is created equal



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We use innovation & technology to cut costs without cutting coverage



A single all-inclusive price with no additional fees and no fine print

Do your clients require proof of your insurance?

Do your clients require proof of your insurance?

You can download as many certificates as you want and whenever you need, completely free.

Need to add an additional insured to your policy?

Need to add an additional insured to your policy?

Use our online form to quickly add any additional insureds you require to your policy. You'll never be charged for this.

Tight on cash? Pay monthly

Tight on cash? Pay monthly

Our annual policies are payable on a monthly basis, and will not cost you any more than if you were to pay in one lump sum.

Coverage plans


$300,000 limit
$300,000 aggregate

$500 - $1,500 deductible


Most popular

$1,000,000 limit
$1,000,000 aggregate

$500 deductible

Pro Plus

$1,000,000 limit
$2,000,000 aggregate

$0 - $500 deductible

All plans include General Liability coverage

  • Medical payments

    A passerby walks through your site and gets hit by an excavation machine and breaks a bone. Their medical payments will be covered by us.

  • Property Damage

    While excavating, you hit and crack a water pipe underground and cause a leakage . We'll cover the ensuing damages.

  • Advertising harm

    You use another person's photo to advertise your work, and they see the images and sue. We'll cover your lawsuit.

  • Libel or slander

    An email you wrote about a competitor's less than spectacular work is somehow uncovered and makes it onto the internet. We'll cover the lawsuit for slander.

This is a brief summary of your policy and does not supersede the policy documents. If you want full details, please call us.

Got questions? We've got answers

Do I have to pay the entire annual premium now?
No, to make it easier on your budget we allow you to make monthly payments
How do I get a Certificate of Insurance?
We provide you unlimited certificates of insurance, free of charge. Once you've purchased a policy, log in to our website to get proof of insurance or add an Additional Insured. In most cases, you'll get your certificate within minutes. Otherwise, we'll email it within one business day.
Who is Next Insurance?
We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.

Who Trusts Us?
Small Businesses Like You

Rated out of 5 by customers. View all

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