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Excavation And Grading Insurance

Lift Your Business to Greater Heights

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Insurance should be:

Simple

Simple

Buy your policy 100% online in minutes, whenever and wherever you choose

Affordable

Affordable

Pay monthly, with amazing prices and absolutely no extra fees

Tailored

Tailored

Your business insurance coverage is designed to meet your needs

Move Your Business Forward

Move Your Business Forward

Show your next customer that you carry insurance for excavation contractors by quickly downloading our Certificate of Insurance online. You can even add customers as an Additional Insured before you download it with no fees, ever.

Focus on Your Goals

Focus on Your Goals

Go ahead and book that big job, or think about expanding into the next county; we've got your construction contractors insurance covered, so you can work on what matters to you: your business. You can even cancel anytime.

Simple Monthly Payments

Simple Monthly Payments

Cash flow trouble? Our payment plans allow you to pay your building contractors insurance premium on a monthly basis so you can keep your business running and insured at the same time. Of course, we don't charge any extra fees if you choose that option.

Excavation and Grading Insurance Coverage Plans

Starting at $29 per month

Basic

General Liability

$300,000 limit
$300,000 aggregate
$500 - $1,500 deductible

Pro

Most popular

General Liability

$1,000,000 limit
$1,000,000 aggregate
$500 deductible

Pro Plus

General Liability

$1,000,000 limit
$2,000,000 aggregate
$0 - $500 deductible

All plans include General Liability coverage

  • Medical Payments

    A random person accidentally walks through your site, gets hit by an excavator and breaks a bone. They demand you pay for their medical treatment. We'll cover you.

  • Property Damage

    While excavating, you hit and crack a water pipe underground and cause a leak, causing expensive damage. We'll cover you.

  • Advertising Harm

    You use another person's photo to advertise your work, and that person isn't happy and decides to sue. We'll cover you.

  • Libel or Slander

    An email you wrote about a competitor's work is somehow uncovered and makes it onto the internet. The competitor sues you for libel. We'll cover you.

This is a brief summary of your policy and does not supersede the policy documents. If you want full details, please call us.

Got questions? We've got answers.

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Do I have to pay the entire annual premium now?
No, to make it easier on your budget we allow you to make monthly payments
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How do I get a Certificate of Insurance?
We provide you unlimited certificates of insurance, free of charge. Once you've purchased a policy, log in to our website to get proof of insurance or add an Additional Insured. In most cases, you'll get your certificate within minutes. Otherwise, we'll email it within one business day.
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Who is Next Insurance?
We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.

Who Trusts Us?
Small Businesses Like You

Rated 4.8 out of 5 stars, based on 193 reviews. View all

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