Painters Insurance

Lift your business to greater heights

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Not all insurance is created equal

Easy

Easy

Answer a few simple questions to get a quote and purchase in minutes

Affordable

Affordable

We use innovation & technology to cut costs without cutting coverage

Transparent

Transparent

A single all-inclusive price with no additional fees and no fine print

Need proof of insurance?

Need proof of insurance?

Show your next homeowner or general contractor that you carry insurance by quickly downloading our Certificate of Insurance online. You can even add either one as an Additional Insured before you download it with no fees, ever.

Give yourself peace of mind

Give yourself peace of mind

Don’t worry about all the possible rainy day scenarios, know that Next Insurance has you covered so you can go about running your business.

Simple monthly payments

Simple monthly payments

Cash strapped? Our monthly payment plans allow you to pay your premium on a monthly basis so you can keep your business running and insured at the same time. Your policy is also cancelable at any time with a prorated refund.

Coverage plans

Basic

$300,000 limit
$300,000 aggregate

$500 - $1,500 deductible

Pro

Most popular

$1,000,000 limit
$1,000,000 aggregate

$500 deductible

Pro Plus

$1,000,000 limit
$2,000,000 aggregate

$0 - $500 deductible

All plans include General Liability coverage

  • Bodily injury

    Your client trips over the edge of your drop cloth and hurts himself.

  • Medical payments

    The same client asks you to pay for their medical expenses, rather than pursue a lawsuit. These may be paid regardless of fault.

  • Property damage

    While moving your ladder, you accidentally break the chandelier.

  • Advertising harm

    A client sues you for using images of his home in advertising without prior consent.

  • Libel or slander

    An employee paints your client in an unflattering light to the waitress while out to lunch at the local cafe. The discussion gets back to your client and he sues. We’ll cover it.

  • Legal fees

    The legal fees to defend against a lawsuit brought against your painting business, even if you aren’t to blame.

This is a brief summary of your policy and does not supersede the policy documents. If you want full details, please call us.

Got questions? We've got answers

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Do I have to pay the entire annual premium now?
No, to make it easier on your budget we allow you to make monthly payments
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How do I get a Certificate of Insurance?
We provide you unlimited certificates of insurance, free of charge. Once you've purchased a policy, log in to our website to get proof of insurance or add an Additional Insured. In most cases, you'll get your certificate within minutes. Otherwise, we'll email it within one business day.
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Who is Next Insurance?
We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.

Who Trusts Us?
Small Businesses Like You

Rated out of 5 by customers. View all

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