Question 1

How does business insurance protect tire shop owners?

Accepted Answer

Our tire shop liability insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. It can help protect you from financial losses related to:

Customer injuries

A customer slips on spilled water in the waiting room and sustains a concussion. General liability can help with medical expenses if someone other than an employee gets hurt.

Damage to vehicles at your shop

An employee backs a customer’s car out of the bay and into a post in the parking lot. Our optional garagekeepers coverage (which can be included with general liability) can help pay for repairs to the customer’s car.

Workplace injuries

An employee’s hand gets caught between a tire and a demounting tool, causing his thumb to be amputated. Workers’ compensation coverage can help cover medical bills and lost wages — not to mention it’s usually required by law if you have employees.

Question 2

What do I need to get an insurance quote online?

Accepted Answer

We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.

Question 3

How can I get a certificate of insurance?

Accepted Answer

You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with NEXT. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current NEXT Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance.

Question 4

How does the claims process work with NEXT Insurance?

Accepted Answer

If you’re a policyholder, you can file a claim any time by logging in to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.
If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at www.nextinsurance.com, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”
If you cannot access your online account and require help from our support team, please visit our online help center.

Tire Shop Insurance

Affordable coverage for your shop