We've got you covered

Download proof of insurance

Download your Certificate of Insurance to show clients that you are insured, free of charge.

Add an Additional Insured

Add an Additional Insured to your policy via a simple online form. No additional fees, ever.

Simple monthly payments

Our insurance policies can be paid for monthly to avoid a large one-time payment.

Coverage plans

$300,000 limit
$300,000 aggregate

$500 – $1,500 deductible

$1,000,000 limit
$1,000,000 aggregate

$500 deductible

Pro Plus
$1,000,000 limit
$2,000,000 aggregate

$0 – $500 deductible

All plans include General Liability coverage

  • Bodily injury
    Someone gets hurt when their foot gets stuck in wet concrete. Their resulting lawsuit would be covered.
  • Property damage
    You mis-pour the concrete, and it damages the surrounding tile. We’ll cover the expenses to fix it.
  • Advertising harm
    You use the image of a new backyard patio that you poured in your advertising materials, the homeowners claims you didn’t have permission and sues. We’ll cover the legal expenses.
  • Libel, slander and defamation
    A negative email you wrote about a competitor somehow gets to the local newspaper and published. They sue you for slander, we’ll cover the lawsuit.
This is a brief summary of your policy and does not supersede the policy documents. If you want full details, please call us.

Got questions? We’ve got answers

How do I get a Certificate of Insurance?

We give you unlimited certificates of insurance, free of charge. Once you've purchased a policy, Click Here to input the details of your general contractor, owner, or lessee. We'll get you your certificate as soon as your policy is ready, within one business day.

Do I have to pay the entire annual premium now?

No, to make it easier on your budget we allow you to make monthly payments.

Who is Next Insurance?

We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.

Let us help protect you.

Get a quote and purchase insurance coverage online within minutes.

Get instant quote