We’ve got you covered

Need proof of insurance?

Customers will feel more comfortable leaving their children with you knowing you're insured. You can easily download as many certificates as you require from our website - all for free.

Everything you need, and nothing you don't

Children are unpredictable. When everything seems under control the unexpected happens. Feel comfortable that you are protected against whatever could come your way - and nothing that won't.

Focus on the kids

You're playing a vital role in children's education and upbringing, and it's hard work. Bring them your best, and be confident that you are in safe hands with our in-home daycare policy options.

Pay monthly

Insurance should not be a financial burden. Keep your budget under control and select a monthly plan with no extra fees.

Coverage plans


Starting at
$31 per month

$100,000 limit
$0 deductible

Includes $250,000 Accident & Health coverage
Includes Abuse and Molestation supplement

$1,000,000 limit
$0 deductible

Includes $250,000 Accident & Health coverage
Includes Abuse and Molestation supplement

All plans include Professional &
General Liability coverage

  • Injury to a child
    A child in your care falls and twists their ankle. The parents expect you to reimburse them for the $10,000 ER bill. We’ll cover it.
  • Unhappy parents
    A parent sues you for not spending enough time with their child, alleging it resulted in developmental delays. You incur $30,000 in legal fees. We’ll cover it.
  • Allegations of abuse
    A parent alleges one of your employees touched their child inappropriately, even though they absolutely didn’t. As a result, you incur $50,000 in legal costs to defend yourself. We’ll cover it.
  • Major injuries
    A child becomes disabled via an unforeseeable accident and the parents sue you for $300,000. We’ll cover it.
This is a brief summary of your policy and does not supersede the policy documents. If you want full details, please call us.

Got questions? We’ve got answers

How do I get a Certificate of Insurance?

We give you unlimited certificates of insurance, free of charge. Once you've purchased a policy, please email us or give us a call at 855-222-5919 and we'll get you your certificate as soon as your policy is ready, within one business day.

What exactly does my coverage include?

At the highest level, you're getting General Liability, Professional Liability, and Accident & Health coverage. For the details on exactly what this means, please give one of our advisors a call at 855-222-5919.

Do I need an in-home daycare license to get insurance?

No, we don't require you to have a license to purchase insurance with us. However, if your state requires one - we'll let you know if it does as part of the application - we expect that you'll provide your license or certification within 40 days after you purchase.

Do I have to pay the entire annual premium now?

No, to make it easier on your budget we allow you to make monthly payments.

Who is Next Insurance?

We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.

Let us help protect you.

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